Driven by his mission to deliver life changing advice, Nick strengthens individuals and families by helping to build financial security and assisting clients in realizing their dreams. By the age of six, Nick knew that he wanted to be a financial planner, following in the footsteps of his inspiring uncle, who also is a financial adviser. From that point, the books Nick read, the focus of his studies, and the choice of mentors sought were strategically organized towards the culmination of his goal to practice financial planning as his life's work.

Nick started working in the industry at MBNA in 2003 in the US Credit Card Finance Division. During that time, he watched skyscrapers erected by the interest people paid on their credit cards. This realization strengthened his resolve to demystify advice and change lives. During college, Nick worked at one of the nation's largest financial services firms, Ameriprise Financial, to help people save for retirement. In 2009, he moved his practice to Hornor, Townsend & Kent, LLC (HTK) to better service his client base and has enjoyed growing his practice. Since joining HTK, Nick studied at The American College for his CFP^® (Certified Financial Planner designation) which he earned in 2014. Nick joined Cetera after two soon-to-be retired advisers approached him about buying their practices when they retire from Cetera. He holds registrations for the series 63, 65, 6, 7, and Life & Health, Property Casualty licenses.

Service to the community has become an important focus of HFS Advisers. Nick routinely spends time volunteering for the Delaware Humane Association, where he gets the enjoyment of walking dogs in need of homes. Nick serves the business community by working on two committees within the Delaware State Chamber of Commerce. Nick is also an active member of the Delaware Saengerbund, a 1,000 member organization, where he has previously served as Treasurer from 2012 to 2016.

Nick's practice is fortunate to have expanded over the last decade. He has worked alongside HFS's stellar office manager Kathy, who ensures smooth operations, for several years. Nick lives in Pennsylvania with his wife, three children, and two dogs.

*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Helen has more than 25 years of experience in the financial services industry, primarily focused on marketing communications and relationship management.  Before joining GFG, she was Marketing Manager with the MetLife Broker/Dealer Group where she was instrumental in developing marketing strategies and overall messaging on behalf of the BD. Helen is experienced in relationship management, especially with vendor firms and strategic partners, and has always been an advocate for registered representatives. Helen has a Bachelor Arts degree in English from The University of Connecticut, Storrs, CT

Nishaanth graduated from Penn State with a degree in Finance and currently serves as an Operations Manager. In his role, he has developed extensive experience working with financial planning and operational platforms.

Nishaanth holds a Life Insurance Producer License and is actively pursuing additional professional certifications and plans to obtain his Series 7 and Series 66. His long-term goal is to become a Certified Financial Planner (CFP) and continue developing a successful career in the financial services industry.                                     

Outside of work, Nishaanth enjoys music production and working on cars. He is also an avid motorcycle enthusiast and enjoys riding in his free time. His interests in music and automotive hobbies reflect his creative and hands-on approach outside of his professional career.

With more than 25 years of industry experience, Robin serves as the Chief Compliance, Supervision & Operations Officer for Georgetown Financial Group, Inc.—the regional OSJ Branch for HFS Advisers under Cetera Wealth Services, LLC. In this role, she oversees all Registered Representatives and Investment Adviser Representatives affiliated with the region. A dedicated compliance professional and operational leader, Robin is committed to upholding the highest standards of integrity, ensuring a seamless and trustworthy experience for both advisors and their clients.