
We live in a world abundant with information. Our job is to help bring focus. Information overload can be one of the main factors that prevent people from developing and enjoying a financial plan. If you don't thoroughly enjoy developing your financial plan, your plan is not working as well as it should. As results driven financial planners, we work with our clients to illuminate a path to success. Working together, we can guide you towards comfort and joy in your future.
Whether you are new to working with a financial adviser or are looking for a change, it's time you considered using HFS Advisers to get your financial goals on track.
Each of our meetings begins with listening to your thoughts and concerns. Our most important job is to understand you before anything else. Once we understand your vision for your future, our experience and education will help you towards achieving your dreams. For this reason, one of our basic tenets is to adhere to the advice given by Greek philosopher Epictetus: "We have two ears and one mouth so that we can listen twice as much as we speak."
Here's a visual of the areas we can help you address:
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
If a business has been accredited by the Better Business Bureau (BBB), it means BBB has determined that the business meets accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints and they have paid a fee for accreditation review and monitoring for continued compliance and for support of BBB services to the public. It does not mean that the business's products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business's product quality or competency in performing services.
Newsletters
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Retirement Savings in a Volatile Market
Emotional reactions can be an enemy of sound investing. This article offers perspective and strategies that may help investors stay the course.
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Mutual Funds: Do You Know What’s in Your Portfolio?
It’s important for investors to understand the funds in their portfolios. This article provides an overview of different types of funds.
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Virtual Health Care Is Here to Stay
Telehealth skyrocketed during the COVID-19 pandemic and continues to be popular. This article looks at the potential benefits of virtual health care.
Calculators
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Mortgage Refinancing
Determine whether you should consider refinancing your mortgage.
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
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Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.