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Nick Hoeschel, CFP®, RFC®

Driven by his mission to deliver life changing advice, Nick strengthens individuals and families by helping to build financial security and assisting clients in realizing their dreams. By the age of six, Nick knew that he wanted to be a financial planner, following in the footsteps of his inspiring uncle, who also is a financial adviser. From that point, the books Nick read, the focus of his studies, and the choice of mentors sought were strategically organized towards the culmination of his goal to practice financial planning as his life's work.

Nick started working in the industry at MBNA in 2003 in the US Credit Card Finance Division. During that time, he saw skyscrapers erected by the interest people paid on their credit cards. This realization strengthened his resolve to demystify advice and change lives. During college, Nick worked at one of the nation's largest financial services firms, Ameriprise Financial, to help people save for retirement. In 2009, he moved his practice to Hornor, Townsend & Kent, LLC (HTK) to better service his client base and has enjoyed growing his practice. Since joining HTK, Nick studied at The American College for his CFP® (Certified Financial Planner designation) which he earned in 2014. He holds licenses for the series 63, 65, 6, 7, Life & Health, Property Casualty.


Service to the community has become an important focus of HFS Advisers. Nick routinely spends time volunteering for the Delaware Humane Association, where he gets the enjoyment of walking dogs in need of homes. Nick serves the business community by working on two committees within the Delaware State Chamber of Commerce. Nick is also an active member of the Delaware Saengerbund, a 1,000 member organization, where he has previously served as Treasurer from 2012 to 2016. 

Nick's practice is fortunate to have expanded over the last decade. He has worked alongside HFS's stellar office manager Kathy, who ensures smooth operations, for several years.    



*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.






Nick grew up in Hockessin, Delaware. He attended Wilmington Charter High School and, upon graduating, began studying finance at the University of Delaware. While at UD, he met his wonderful wife, Amy. Nick and Amy love the outdoors, exercising at the Y, traveling, and spending time at the Chesapeake Bay as well as with their two dogs Bella and Olga. In 2019, they welcomed their son Milen.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck